DAY 66, Post 3

I'm taking steps in the moving-forward direction this morning.  Whether they be the right steps or not, I guess only time will tell.

I called my attorney's office this morning and set up an appointment for next Friday morning to discuss bankruptcy.  I still have feelings of guilt when considering bankruptcy, but I believe it really is something I need to consider.  If given the choice between paying of the debt little-by-little, it could take me the rest of my life.  And the last thing I want to think about, even at age 32, is leaving my boys debt when I die.  So...  I need to consider bankruptcy.  I'm already operating on a cash-basis as far as finances go, and I have absolutely no intention of ever racking up debt on credit cards ever again.

Next, I received a call from a local, architectural and engineering focused employment agency.  They had a job in the office, which was unfortunately more senior of a position then I am eligible for, which they wanted to speak to me about.  Fortunately, the man told me they do get a number of jobs through their office, and he would like to sit down with me next week.  So...  Yay!  I've already updated my resume(s) and gotten them back to him, so now I just have to wait and see what happens.

Lastly, I called a car insurance company to get a quote for my car.  The car will be paid off and the title transferred to me in the next 30 days, so registration and car insurance are next on my list of bigger expenditures.  Luckily we're not still living outside of New York City and the car insurance will be (relatively) affordable.

Oh!  I also forgot to mention that I wrote up a monthly budget!  It didn't have the car insurance cost as I didn't know that yet, however I'm seeing what I have to spend money on and how much money that will leave me at the end of every month.  The leftover isn't very much, and it's plainly obvious to me that I need to get a higher paying job.  I have so much to be grateful for though.  One of my co-workers is working two jobs, probably both at the same rate as I'm getting paid, as she has FIVE children.  I can't imagine being under that type of stress.  Food, clothes, car-pools, activities, etc.  It's hard enough with just my two boys!  She is married though, but still...  If he's making the same as us...  It's got to be REALLY hard!